.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;padding:16px 0;transition:all .3s ease;background:#fffffff7;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);box-shadow:0 2px 20px #00000014}.navbar.scrolled{background:#fffffff7;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);box-shadow:0 2px 20px #00000014;padding:10px 0}.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}.nav-logo{display:flex;align-items:center;flex-shrink:0}.brand-logo{width:216px;height:auto;display:block}.nav-links{display:flex;align-items:center;gap:4px}.nav-link{padding:8px 14px;border-radius:8px;font-size:.9rem;font-weight:500;color:#1b2a5e;transition:all .3s;cursor:pointer}.nav-link:hover,.nav-link.active{background:#f5a62326;color:#f5a623}.navbar.scrolled .nav-link:hover,.navbar.scrolled .nav-link.active{background:#1b2a5e12;color:#0d1b4b}.nav-actions{display:flex;align-items:center;gap:12px}.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}.hamburger span{display:block;width:24px;height:2px;background:#0d1b4b;border-radius:4px;transition:all .3s}.hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.hamburger.open span:nth-child(2){opacity:0}.hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}@media (max-width: 768px){.brand-logo{width:153px}.hamburger{display:flex}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:12px 0;box-shadow:0 8px 24px #0000001a;border-top:1px solid #E5E7EB}.nav-links.open{display:flex}.nav-link{color:#1b2a5e!important;padding:12px 24px;border-radius:0;width:100%}}.footer{background:linear-gradient(160deg,#07133d,#0d1b4b 60%,#142a70);position:relative}.footer:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(circle at 10% 10%,rgba(245,166,35,.08),transparent 35%),radial-gradient(circle at 80% 90%,rgba(255,255,255,.05),transparent 32%);pointer-events:none}.footer-top{padding:84px 0 62px;position:relative;z-index:1}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px}.footer-brand{display:flex;flex-direction:column;gap:16px}.footer-tagline{color:#ffffffad;font-size:.88rem;line-height:1.75;max-width:340px}.footer-social{display:flex;gap:12px}.social-link{width:38px;height:38px;background:#ffffff17;border-radius:8px;display:flex;align-items:center;justify-content:center;color:#fffc;transition:all .3s;border:1px solid rgba(255,255,255,.16)}.social-link:hover{background:#f5a623;color:#0d1b4b}.footer-col h4{color:#fff;font-size:.9rem;font-weight:700;letter-spacing:.5px;margin-bottom:20px;text-transform:uppercase}.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:10px}.footer-col ul a{color:#ffffffad;font-size:.875rem;transition:color .3s}.footer-col ul a:hover{color:#f5a623}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:24px 0;position:relative;z-index:1}.footer-bottom-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.footer-bottom p{color:#ffffff94;font-size:.8rem}@media (max-width: 1024px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}@media (max-width: 768px){.footer-grid{grid-template-columns:1fr;gap:32px}.footer-bottom-inner{flex-direction:column;text-align:center}}.loan-home{background:var(--white)}.loan-hero{padding:140px 0 80px;background:linear-gradient(135deg,#0d1b4b,#1b2a5e 65%,#243680);color:var(--white)}.loan-hero-inner{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}.hero-chip{display:inline-block;background:#f5a62333;border:1px solid rgba(245,166,35,.5);border-radius:999px;padding:8px 14px;font-size:.82rem;margin-bottom:18px;text-transform:uppercase;letter-spacing:.05em}.loan-hero h1{font-family:var(--font2);font-size:clamp(2rem,5vw,3.2rem);line-height:1.2;margin-bottom:14px}.loan-hero p{color:#fffc;max-width:620px}.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0}.hero-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.hero-stats div,.hero-stat-btn{background:#ffffff17;border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:10px 12px}.hero-stat-btn{cursor:pointer;transition:transform .2s ease,border-color .2s ease,background .2s ease}.hero-stat-btn:hover{transform:translateY(-2px);border-color:#f5a62347;background:#ffffff1f}.hero-stats strong{display:block;color:var(--gold);font-size:1.1rem}.hero-stats span{display:block;font-size:.78rem;color:#ffffffbf}.hero-card{background:#ffffff1a;border:1px solid rgba(255,255,255,.18);border-radius:var(--radius2);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);padding:24px}.hero-card h3{font-family:var(--font2);margin-bottom:12px}.hero-card ul{padding-left:18px;color:#ffffffdb}.hero-card li+li{margin-top:8px}.section-alt{background:var(--light)}.product-grid,.steps-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.product-card,.step-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:0 6px 24px #1b2a5e12}.product-card h3,.step-card h3{font-family:var(--font2);margin:10px 0;color:var(--navy2)}.product-card ul{margin-top:10px;padding-left:18px;color:var(--gray)}.step-card span{width:34px;height:34px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-weight:700;color:var(--navy2);background:#f5a62333}.step-card p{color:var(--gray)}.calculator-wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:20px}.calc-fields label{display:block;font-weight:600;color:var(--navy2);margin-bottom:18px}.calc-fields input[type=range]{width:100%;margin-top:8px}.calc-result{background:var(--navy2);color:var(--white);border-radius:var(--radius2);padding:20px}.calc-result .big{font-family:var(--font2);font-size:2rem;color:var(--gold);margin-bottom:12px}.calc-result dl div{display:flex;justify-content:space-between;padding:8px 0;border-top:1px solid rgba(255,255,255,.18)}.faq-list{max-width:820px;margin:0 auto}.faq-list details{border:1px solid var(--border);border-radius:12px;background:var(--white);padding:14px 16px}.faq-list details+details{margin-top:10px}.faq-list summary{font-weight:600;color:var(--navy2);cursor:pointer}.faq-list p{margin-top:8px;color:var(--gray)}.apply-section{background:linear-gradient(135deg,#0d1b4b,#1b2a5e);color:var(--white)}.apply-wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:start}.apply-wrap p{color:#ffffffd9}.apply-form{background:#fffffffa;padding:20px;border-radius:var(--radius)}.apply-form input,.apply-form select{width:100%;margin-bottom:12px;border:1px solid var(--border);border-radius:10px;padding:11px 12px;font:inherit}.apply-success{background:#fffffffa;border:1px solid rgba(16,185,129,.35);border-radius:var(--radius);padding:28px 22px}.apply-success h3{color:#047857;font-family:var(--font2);margin-bottom:8px}.apply-success p{color:#4b5563}@media (max-width: 950px){.loan-hero-inner,.calculator-wrap,.apply-wrap,.product-grid,.steps-grid{grid-template-columns:1fr}.hero-stats{grid-template-columns:repeat(2,minmax(0,1fr))}}.aboutus-section{background:#f8f9fc}.aboutus-intro{max-width:860px;margin:0 auto 34px;text-align:center}.aboutus-intro h2{font-family:var(--font2);color:var(--navy2);margin-bottom:12px}.aboutus-intro p{color:var(--gray);line-height:1.75}.aboutus-intro p+p{margin-top:10px}.aboutus-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.aboutus-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:0 8px 28px #1b2a5e12}.aboutus-card h3{font-family:var(--font2);color:var(--navy2);margin-bottom:8px}.aboutus-card p{color:var(--gray)}.aboutus-values{background:#fff}.values-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.value-card{border:1px solid var(--border);border-radius:var(--radius);background:linear-gradient(180deg,#fff,#fafbff);padding:22px}.value-card h3{font-family:var(--font2);color:var(--navy2);margin-bottom:8px}.value-card p{color:var(--gray)}.aboutus-cta{background:linear-gradient(135deg,#0d1b4b,#1b2a5e)}.aboutus-cta-inner{text-align:center}.aboutus-cta-inner h2{color:#fff;font-family:var(--font2);margin-bottom:10px}.aboutus-cta-inner p{color:#ffffffc7;margin-bottom:20px}@media (max-width: 900px){.aboutus-grid,.values-grid{grid-template-columns:1fr}}.products-section{background:#f8f9fc}.products-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.product-card{background:#fff;border-radius:24px;border:1px solid #E5E7EB;overflow:hidden;display:flex;flex-direction:column;gap:0;transition:transform .3s,box-shadow .3s,border-color .3s}.product-card:hover{transform:translateY(-6px);box-shadow:0 8px 40px #1b2a5e24;border-color:var(--accent)}.product-card-header{background:linear-gradient(135deg,color-mix(in srgb,var(--accent) 8%,#fff),#fff);padding:28px 28px 20px;border-bottom:1px solid #E5E7EB}.product-badges{display:flex;align-items:center;gap:8px;margin-bottom:14px}.product-badge{padding:4px 12px;border-radius:50px;font-size:.75rem;font-weight:700}.product-name{font-family:Poppins,sans-serif;font-size:1.6rem;font-weight:800;color:#0d1b4b;margin-bottom:4px}.product-tagline{color:#6b7280;font-size:.88rem;font-weight:500}.product-desc{padding:20px 28px 0;color:#6b7280;font-size:.9rem;line-height:1.7}.product-features{padding:16px 28px 0;flex:1}.features-label{font-size:.78rem;font-weight:700;color:#9ca3af;text-transform:uppercase;letter-spacing:1px;margin-bottom:10px}.product-features ul{list-style:none;display:flex;flex-direction:column;gap:7px}.product-features ul li{font-size:.88rem;color:#374151;display:flex;align-items:center;gap:8px}.check{font-weight:700;flex-shrink:0}.product-cta{margin:20px 28px 28px;align-self:flex-start}.products-cta-section{background:linear-gradient(135deg,#0d1b4b,#1b2a5e);padding:80px 0;text-align:center}.products-cta-inner{display:flex;flex-direction:column;align-items:center;gap:16px}.products-cta-inner h2{font-family:Poppins,sans-serif;font-size:2rem;font-weight:700;color:#fff}.products-cta-inner p{color:#ffffffb3;max-width:500px;line-height:1.7}@media (max-width: 1024px){.products-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width: 768px){.products-grid{grid-template-columns:1fr}}.lp-section{background:#f8f9fc}.lp-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;background:linear-gradient(135deg,#0d1b4b,#1b2a5e);border-radius:24px;padding:40px;margin-bottom:0}.lps-item{text-align:center}.lps-number{font-family:Poppins,sans-serif;font-size:2.2rem;font-weight:800;color:#f5a623;display:block}.lps-label{color:#ffffffb3;font-size:.85rem}.lp-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.lp-card{background:#fff;border-radius:20px;padding:28px;border:1px solid #E5E7EB;display:flex;flex-direction:column;gap:14px;transition:transform .3s,box-shadow .3s}.lp-card:hover{transform:translateY(-4px);box-shadow:0 8px 32px #1b2a5e1f;border-color:#f5a623}.lp-card-top{display:flex;align-items:center;gap:14px}.lp-avatar{width:50px;height:50px;border-radius:12px;color:#fff;font-weight:800;font-size:.9rem;display:flex;align-items:center;justify-content:center;flex-shrink:0}.lp-name{font-family:Poppins,sans-serif;font-size:1.05rem;font-weight:700;color:#0d1b4b}.lp-type{font-size:.78rem;color:#9ca3af;margin-top:2px}.lp-category-badge{margin-left:auto;padding:4px 12px;border-radius:50px;font-size:.75rem;font-weight:700;white-space:nowrap}.lp-desc{color:#6b7280;font-size:.9rem;line-height:1.65}.lp-products{display:flex;flex-wrap:wrap;gap:8px}.lp-product-tag{background:#f8f9fc;border:1px solid #E5E7EB;border-radius:50px;padding:4px 12px;font-size:.78rem;color:#374151;font-weight:500}.lp-disclaimer-section{background:#fff;padding:40px 0}.lp-disclaimer{background:#f5a62314;border:1px solid rgba(245,166,35,.3);border-radius:16px;padding:24px 28px;display:flex;gap:16px;align-items:flex-start}.lp-disc-icon{font-size:1.5rem;flex-shrink:0;margin-top:2px}.lp-disclaimer strong{display:block;color:#0d1b4b;font-size:.95rem;margin-bottom:6px}.lp-disclaimer p{color:#6b7280;font-size:.87rem;line-height:1.7;margin:0}.lp-cta-section{background:linear-gradient(135deg,#f5a623,#e8960f);padding:80px 0;text-align:center}.lp-cta-inner{display:flex;flex-direction:column;align-items:center;gap:16px}.lp-cta-inner h2{font-family:Poppins,sans-serif;font-size:2rem;font-weight:700;color:#0d1b4b}.lp-cta-inner p{color:#0d1b4bbf;max-width:500px}@media (max-width: 768px){.lp-stats{grid-template-columns:repeat(2,1fr)}.lp-grid{grid-template-columns:1fr}}.grievance-section{background:linear-gradient(180deg,#f8f9fc,#f3f5fb)}.grievance-meta{max-width:460px;margin:0 auto 20px}.grievance-lead{max-width:900px;margin:0 auto 24px;text-align:center;color:#4b5563;line-height:1.75}.go-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.go-card{background:#fff;border-radius:20px;padding:28px;border:1px solid #E5E7EB;display:flex;flex-direction:column;gap:16px;box-shadow:0 8px 30px #1b2a5e14}.go-card.escalation{border-color:#f5a62366;background:#f5a6230a}.go-icon{font-size:2rem}.go-card h3{font-family:Poppins,sans-serif;font-size:1.1rem;font-weight:700;color:#0d1b4b}.go-name{font-size:1rem;font-weight:600;color:#1b2a5e}.go-role{font-size:.85rem;color:#6b7280}.go-details{display:flex;flex-direction:column;gap:10px}.go-detail-item{display:flex;align-items:flex-start;gap:10px;font-size:.88rem;color:#374151;line-height:1.5}.go-detail-item span{flex-shrink:0}.go-detail-item a{color:#0d1b4b;font-weight:500}.go-detail-item a:hover{color:#f5a623}.timeline{display:flex;flex-direction:column;gap:0;max-width:800px;margin:0 auto}.timeline-item{display:flex;gap:20px;align-items:flex-start;position:relative;background:#fff;border:1px solid #e5e7eb;border-radius:16px;padding:20px;margin-bottom:10px}.timeline-item:last-child{padding-bottom:0}.tl-step{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,#0d1b4b,#1b2a5e);color:#f5a623;font-family:Poppins,sans-serif;font-weight:800;font-size:.9rem;display:flex;align-items:center;justify-content:center;flex-shrink:0;z-index:1}.tl-connector{position:absolute;left:24px;top:48px;bottom:0;width:2px;background:#e5e7eb}.timeline-item:last-child .tl-connector{display:none}.tl-content{padding-top:10px}.tl-content h4{font-family:Poppins,sans-serif;font-size:1rem;font-weight:700;color:#0d1b4b;margin-bottom:6px}.tl-content p{color:#6b7280;font-size:.9rem;line-height:1.65}.grievance-categories{margin-top:60px}.grievance-categories h3{font-family:Poppins,sans-serif;font-size:1.3rem;font-weight:700;color:#0d1b4b;margin-bottom:24px;text-align:center}.gc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.gc-item{background:#fff;border-radius:16px;padding:22px;border:1px solid #E5E7EB;box-shadow:0 6px 22px #1b2a5e0f}.gc-icon{font-size:1.8rem;display:block;margin-bottom:10px}.gc-item h4{font-family:Poppins,sans-serif;font-size:.95rem;font-weight:700;color:#0d1b4b;margin-bottom:6px}.gc-item p{color:#6b7280;font-size:.84rem;line-height:1.6}.grievance-form-section{margin-top:60px}.grievance-form{background:#fff;border-radius:24px;padding:40px;box-shadow:0 10px 32px #1b2a5e1c;border:1px solid #e5e7eb}.grievance-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}.grievance-form .form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}.grievance-form .form-group label{font-size:.88rem;font-weight:600;color:#0d1b4b}.grievance-form .form-group input,.grievance-form .form-group select,.grievance-form .form-group textarea{width:100%;padding:12px 14px;border:1.5px solid #E5E7EB;border-radius:10px;font:inherit;font-size:.92rem;color:#1f2937;background:#fff;outline:none;transition:border-color .2s ease,box-shadow .2s ease}.grievance-form .form-group input:focus,.grievance-form .form-group select:focus,.grievance-form .form-group textarea:focus{border-color:#1b2a5e;box-shadow:0 0 0 3px #1b2a5e1a}.grievance-form .form-group textarea{min-height:130px;resize:vertical}.grievance-form .btn{margin-top:8px}.grievance-success{text-align:center;padding:60px 40px;background:#10b9810f;border:1px solid rgba(16,185,129,.3);border-radius:24px}.gs-icon{font-size:3rem;margin-bottom:16px}.grievance-success h3{font-family:Poppins,sans-serif;font-size:1.4rem;font-weight:700;color:#059669;margin-bottom:12px}.grievance-success p{color:#6b7280;line-height:1.7}.grievance-success p strong{color:#0d1b4b}@media (max-width: 768px){.go-grid{grid-template-columns:1fr}.gc-grid{grid-template-columns:1fr 1fr}.grievance-form{padding:24px}.grievance-form .form-row{grid-template-columns:1fr}}@media (max-width: 480px){.gc-grid{grid-template-columns:1fr}}.data-delete-section{background:linear-gradient(180deg,#f8f9fc,#f3f5fb)}.data-delete-intro{max-width:900px;margin:0 auto 26px;text-align:center}.data-delete-intro p{color:#4b5563;line-height:1.75}.data-delete-intro p+p{margin-top:8px}.data-delete-form{max-width:980px;margin:0 auto;background:#fff;border:1px solid #e5e7eb;border-radius:24px;padding:34px;box-shadow:0 10px 28px #1b2a5e1a}.data-delete-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}.data-delete-form .form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}.data-delete-form .form-group label{font-size:.88rem;font-weight:600;color:#0d1b4b}.data-delete-form .form-group input,.data-delete-form .form-group textarea{width:100%;padding:12px 14px;border:1.5px solid #e5e7eb;border-radius:10px;font:inherit;color:#1f2937;outline:none;transition:border-color .2s ease,box-shadow .2s ease}.data-delete-form .form-group input:focus,.data-delete-form .form-group textarea:focus{border-color:#1b2a5e;box-shadow:0 0 0 3px #1b2a5e1a}.data-delete-form .form-group textarea{resize:vertical;min-height:130px}.data-delete-success{max-width:760px;margin:0 auto;text-align:center;background:#10b98114;border:1px solid rgba(16,185,129,.3);border-radius:20px;padding:42px 28px}.data-delete-success h3{color:#047857;font-family:var(--font2);margin-bottom:10px}.data-delete-success p{color:#4b5563}@media (max-width: 768px){.data-delete-form{padding:22px}.data-delete-form .form-row{grid-template-columns:1fr}}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--navy: #1B2A5E;--navy2: #0D1B4B;--gold: #F5A623;--gold2: #E8960F;--white: #FFFFFF;--light: #F8F9FC;--gray: #6B7280;--gray2: #9CA3AF;--border: #E5E7EB;--green: #10B981;--shadow: 0 4px 24px rgba(27,42,94,.1);--shadow2:0 8px 40px rgba(27,42,94,.18);--radius: 16px;--radius2:24px;--font: "Inter", sans-serif;--font2: "Poppins", sans-serif;--tr: .3s ease}html{scroll-behavior:smooth}body{font-family:var(--font);color:#1f2937;background:var(--white);overflow-x:hidden;line-height:1.6}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 24px}.section{padding:100px 0}.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--font);font-weight:600;border-radius:50px;cursor:pointer;transition:all var(--tr);border:2px solid transparent;white-space:nowrap}.btn-sm{padding:8px 20px;font-size:.85rem}.btn-lg{padding:14px 32px;font-size:1rem}.btn-full{width:100%;justify-content:center}.btn-primary{background:var(--gold);color:var(--navy2);border-color:var(--gold)}.btn-primary:hover{background:var(--gold2);border-color:var(--gold2);transform:translateY(-2px);box-shadow:0 8px 24px #f5a62366}.btn-outline{background:transparent;color:var(--white);border-color:#ffffff80}.btn-outline:hover{background:#ffffff1a;border-color:var(--white);transform:translateY(-2px)}.btn-outline-navy{background:transparent;color:var(--navy2);border-color:var(--navy2)}.btn-outline-navy:hover{background:var(--navy2);color:var(--white);transform:translateY(-2px)}.btn-white{background:var(--white);color:var(--navy2);border-color:var(--white)}.btn-white:hover{background:var(--gold);border-color:var(--gold);transform:translateY(-2px)}.btn-outline-white{background:transparent;color:var(--white);border-color:#fff9}.btn-outline-white:hover{background:#ffffff26;border-color:var(--white)}.section-tag{display:inline-block;background:#f5a6231f;color:var(--gold2);font-size:.8rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;padding:6px 16px;border-radius:50px;margin-bottom:16px}.section-tag.light{background:#ffffff26;color:var(--white)}.section-header{text-align:center;max-width:680px;margin:0 auto 60px}.section-title{font-family:var(--font2);font-size:clamp(1.8rem,3vw,2.6rem);font-weight:700;line-height:1.25;color:var(--navy2);margin-bottom:16px}.section-title.light{color:var(--white)}.section-desc{color:var(--gray);font-size:1.05rem}.highlight,.highlight-gold{color:var(--gold)}.tag{padding:3px 10px;border-radius:50px;font-size:.72rem;font-weight:700}.tag.green{background:#10b9811f;color:#059669}.tag.gold{background:#f5a62326;color:var(--gold2)}.tag.navy{background:#1b2a5e1a;color:var(--navy2)}.inner-hero{background:linear-gradient(135deg,var(--navy2) 0%,#1B2A5E 60%,#243680 100%);padding:140px 0 80px;position:relative;overflow:hidden}.inner-hero:before{content:"";position:absolute;width:500px;height:500px;border-radius:50%;background:#f5a62314;top:-180px;right:-100px}.inner-hero:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:#ffffff0f;bottom:-200px;left:-120px}.inner-hero-content{position:relative;z-index:1}.inner-hero-content .section-tag{margin-bottom:16px}.inner-hero-title{font-family:var(--font2);font-size:clamp(2rem,4vw,3rem);font-weight:800;color:var(--white);margin-bottom:16px;line-height:1.2}.inner-hero-sub{color:#ffffffb3;font-size:1.05rem;max-width:600px;line-height:1.7}.prose-section{padding:80px 0;background:var(--white)}.prose-wrap{max-width:860px;margin:0 auto}.prose-wrap h2{font-family:var(--font2);font-size:1.3rem;font-weight:700;color:var(--navy2);margin:40px 0 12px;padding-bottom:8px;border-bottom:2px solid var(--gold);display:inline-block}.prose-wrap h2:first-child{margin-top:0}.prose-wrap p{color:#4b5563;line-height:1.8;margin-bottom:14px;font-size:.97rem}.prose-wrap ul{color:#4b5563;padding-left:24px;margin-bottom:14px;line-height:1.8;font-size:.97rem}.prose-wrap ul li{margin-bottom:6px}.prose-wrap strong{color:var(--navy2);font-weight:600}.prose-meta{background:linear-gradient(135deg,#f5a6231f,#f5a6230a);border:1px solid rgba(245,166,35,.35);border-left:4px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;padding:18px 24px;margin-bottom:40px;font-size:.9rem;color:#4b5563}.prose-meta strong{color:var(--navy2)}@media (max-width: 768px){.section{padding:70px 0}.inner-hero{padding:120px 0 60px}}
